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Questions people actually ask us

Most of these come up on the first call. We would rather you read the answers here than feel like you have to pull them out of us.

Before you contact us

It is a fair question and you should be asking it. Here is how to check us out. We are a registered Oregon business. Our names and faces are on the About page. We will tell you on the first call whether we plan to buy the house ourselves or assign the contract to another buyer, and we put that in writing. We will never ask you for money, a deposit, or a fee at any point. If anyone claiming to be us ever does, that is not us, and we want to know about it.

No. Asking for an offer commits you to nothing. You can take the number and go list with a realtor. Plenty of people do, and sometimes we tell them to.

The address, a way to reach you, and a rough sense of the condition. We pull the rest from public records. If we need more, we ask on the walkthrough.

No. We call once, we make an offer, and then it is your move. If you want time to think or to talk to family, take it. If you tell us you are not interested, that is the end of it and we take you off our list.

We use it to evaluate your property and contact you. We do not sell your information to other investors or lead companies. If you ask us to delete it, we will.

Yes. We work across the Portland metro, including Gresham, Beaverton, Hillsboro, Tigard, Milwaukie, Oregon City, Troutdale, Happy Valley, and Vancouver, Washington. If you are not sure whether you are in our area, just ask.

The offer

Yes, and we are not going to pretend otherwise. A cash offer comes in below what the same house might bring listed on the open market in good condition. What you get in exchange is speed, certainty, no repairs, no showings, no commission, and a closing date you choose. Whether that trade is worth it depends entirely on your situation. If your house is in decent shape and you have three months, list it. If it needs work you cannot fund, or you need this done, the math often goes the other way.

We start with what the house would be worth fixed up, based on recent comparable sales nearby. We subtract what the repairs will actually cost. We subtract holding costs, closing costs, and our margin. What is left is the offer. We show you the arithmetic on the How It Works page, and we will walk you through our numbers on your specific house if you want to see them.

No. We give you one number and we explain how we got there. If you find something we missed, tell us and we will look again. But we are not going to open low hoping you cave.

Not unless we find something genuinely significant that was not visible at the walkthrough, like a foundation problem or an unpermitted addition. If that happens we will show you what we found and you can decide whether to renegotiate or walk. Some buyers in this business make a habit of retrading after they tie up a property. We do not.

Usually seven to fourteen days once we have a signed contract, depending on how fast title work clears. If there are liens, a probate, or unpaid taxes, it takes longer. If you need more time, that is fine too. We have closed a month out because the seller needed to find somewhere to go first.

The number changes. Our interest does not. Hoarding, water damage, fire damage, foundation issues, an unfinished remodel. We have looked at all of it. You do not need to clean anything up before we come. You genuinely do not need to clean anything up.

Closing and paperwork

No commission, because there is no agent. No fees to us. No repair costs. We pay standard closing costs. You do not bring money to the table.

That is normal and it is not a problem. The loan gets paid off out of the sale proceeds at closing, exactly like it would in a traditional sale. You get whatever is left. If you owe more than the house is worth, tell us early, because that is a different conversation and there are options.

Title will surface them and they get paid at closing out of the proceeds. This is common and it does not kill deals. It does slow them down, so the earlier you mention it, the better.

We buy occupied properties. In Oregon the lease survives the sale, so the tenant comes with the house and we take it subject to their existing agreement. That is usually simpler for everyone, and it means you are not the one who has to end a tenancy. If the property is inside Portland city limits, ending a tenancy can carry relocation assistance obligations, which is one more reason selling with the tenant in place is often the cleaner path.

Sometimes both, and we tell you which up front. There are deals we close ourselves and deals we assign to another buyer in our network. Either way the price you agreed to does not change, and you get it in writing before you sign anything. Anyone in this business who will not answer this question directly is worth walking away from.

A local title company handles closing, holds the earnest money, runs the title search, and disburses the funds. Not us. You are welcome to use your own attorney and we would encourage it if anything about the situation is complicated.

Before you sign, obviously yes. After you sign, the contract sets out the terms and there is a window where you can back out. We will point that clause out to you rather than hoping you miss it.

Wire or cashier check from the title company at closing. Never from us directly.

This page is general information about selling a house in Oregon, not legal, tax, or financial advice. Every situation is different. Before you make a decision about a property, talk to a real estate attorney, a tax professional, or a HUD-approved housing counselor. If you are facing foreclosure, free counseling is available in Oregon through Oregon Housing and Community Services, and you can reach a counselor by dialing 211.